If I had the chance to be financially free I would take it. Money won't make you happy but it can help you live your dream life. The Life that You work for all your life, and possibly never get there.
I would do it if I had kids, to make sure my children have a loving and secure life. Make sure they have whatever their needs are. I don't have kids so but I do have a 2 year old little brother who I want to have a good life, and give him what he needs.
I would also pay off all of my debt, and I know that weight would just lift off my shoulders. I can't tell you how grateful I'll be. I would make sure my family is set. I'm a generous person and I give and not as for nothing in return.
And some gifts to myself don't ever hurt.
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